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Small Business Telephone Systems For Effective Communication

Implementing an efficient telephone system can definitely improve the way you communicate with your customers and business associates. Small business telephone systems are a great option for budding business enterprises to maintain effective communication.

Convey a Professional Business Image

Repeated breakdown in your communication system and improper call management can adversely affect your business image. Small business telephone systems offer organized call management and professional business communication. The enhanced communication experience that they offer would certainly attract more customers and enhance your sale leads and revenue. These phone systems come with high-tech call handling features including find-me/follow-me call forwarding, call conferencing, music on hold, voicemail, fax to email, voice to email and more.

The auto attendant receives calls in a professional manner and is programmed to transfer them to extensions, mailboxes, call queues, groups and conference rooms, as directed by the caller. The virtual receptionist manages several calls arriving at the same time with incredible efficiency.

Manage your Business from Distant Locations

Business establishments with more than one office and/or a mobile workforce benefit a lot from this small office telephone system. The advanced call forwarding feature routes calls to landline numbers or cell phones configured as extensions. Your business can be easily administered from other locations and you can stay connected to your clients and workforce all the time. Using a broadband connection like DSL, Cable or FIOS, your mobile workers can become an extension of your business PBX phone system.

Powerful Voicemail System

Modern small business telephone systems minimize the odds of missing calls and messages. Unanswered calls are instantly routed to the voicemail system, so that the callers can leave voice messages. This facility helps focus on core tasks without worrying about not taking customer calls during busy business hours. Voice messages are forwarded to your email account as audio file attachments. Whenever a new message arrives in your mailbox, it is promptly alerted on your cell phone.

With these diverse capabilities, small business telephone systems facilitate effective communication with your business clients. To enjoy all the benefits of these phone systems, it is important to get the service from dependable providers. This would assure the smooth functioning of the system, structured services and advanced PBX features at reasonable monthly charges.

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What is USDA Organic and Trade Certified Coffee Texas

What is USDA Organic and Trade Certified Coffee

USDA Organic coffee does not feature chemical substances that are fabricated. This is because a few of those substances that show up in non-organic coffee feature specific kinds of herbicides and chemicals.

USDA Organic Coffee

Accrediting coffee as natural needs the farm the coffee was fertilized at is a totally natural farm. Prior to coffee could officially be identified natural, a USDA agent must evaluate the website where the coffee was created. There are national specifications that the coffee has to comply with long before being taken into consideration natural. The national specifications state that the coffee should be increased on a ranch that asks planters not to make use of chemicals on their crops within the last three years. Exceptions are typically made to this standard and there is no guarantee that any type of coffee identified USDA Organic is totally free of deposit from chemicals.

Types of natural fertilizer that are typically made use of to increase coffee grains feature basic garden compost, chicken manure, bocachi, and coffee pulps. If it is established coffee grains were increased using phosphate or man-made nitrogen the USDA will rule out them to be natural.

After coffee grains have been picked, the Organic Meals Production Act keeps track of the manufacturing of the coffee and regulates the chemicals that could be made use of to produce it. These rules are not always complied with. The Organic Specification Board of the Usa has proclaimed that classifying coffee as natural does not make it any type of healthier compared to coffee that is not taken into consideration natural. Trade Certified Coffee

Trade Certified Coffee is coffee that sustains the tip of households who operate farms having much better lives. This is accomplished by charging customers fair rates for coffee. It also involves the advancement of farming communities and sustaining stewardships of an environmental attributes. A balance of trade farmer is one who functions directly with the business that provide items to grocery stores, restaurants and coffee shops around the nation. These are typically global purchasers that could help planters get their coffee in to stores throughout the world.

Because of the truth that planters increase grains to produce trade certified coffee, they could better support their households and spend for the university educations of their children. They also help to make global trades much more well-liked and much more effective for planters far and wide in addition to secure the setting by maintaining the world’s resources and dramatically minimizing ecological air pollution.

Feel free to check our products

USDA Organic Coffee www.nevillescoffee.tumblr.com www.nevillescofee.com

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Which Forex News Reports Are Trade-worthy

News trading is an excellent way of profiting in the Forex market. Economic news usually has the ability to increase volatility and thus potential trade opportunities in the market. However, it is important to only trade the news that has the highest ability to cause movements in the market. As much as the markets often react to the majority of economic news from different countries, those from big economies such as the U.S. and Europe play a significant role on currency market moves.

Here are some news reports that are trade-worthy:

Interest rates
Interest rates have the ability to cause significant movements in the Forex market. By increasing, maintaining, or lowering interest rates, central banks exert influence over the value of currencies. If raised, the exchange rate of a particular currency would appreciate in value, and if decreased, the exchange rate would depreciate in value. When an interest rate rises, it would offer lenders in an economy a higher return as compared to other countries; therefore, there would be an increased inflow of foreign capital that ultimately would cause the value of a currency to appreciate. Generally, it is seen as a good thing when interest rates increase and a bad thing when interest rates decrease.
Economic indicators
Economic indicators give a picture of the general performance of the economy of a country. They enable analysis of current performance and future forecasts of the economy of a country. Economic indicators comprise of various indices, earnings reports, and economic summaries, and some of which include Gross Domestic Product (GDP), Gross National Product (GNP), Consumer spending, capital expenditure, and government expenditure.
Inflation rates
As a general rule, a country having a high inflation rate usually has a weak currency, since its purchasing power decreases as compared to other currencies of its trading partners. To strengthen the value of a currency, the central bank of a country may make a decision to increase the interest rates.
Employment indicators
In order to comprehend the economic health of a country, it is essential to know the employment statistics of that particular country. Therefore, various employment indicators released on a regular basis are very important in affecting the value of currencies in the Forex market. An example of this is the U.S. Non-Farm Payroll released on a monthly basis.
Balance of trade announcements
As a general rule, a country with a positive Balance of Trade (BOT) usually has a rising currency.

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Differences Between Starting From Scratch And A Franchise

Are you contemplating starting a new business? There are some things that youre definitely going to need to think about before heading down that road. Lets talk about a few very important options youll need to consider.

The most difficult part of any new business is getting it started. Youll have a lot of administrative stuff to figure out, and youll need to start getting clients right away. Youve undoubtedly heard that 80% or so of new businesses fail in the first 2 years or so. This number will fluctuate depending on the industry and where you get your numbers from, but in the end its been shown the most new businesses fail.

So why do most new businesses fail? Well, there are a couple of common reasons. One is that a new business fails to advertise like it should. So they fade into nonexistence. This ties into the second common problem which is just running out of money. There are a number of causes for this, but if you run out of money you are pretty much out of business.

Im not trying to demotivate you. But you need to be aware that there are things you can do to improve your chances. Lets look at one.

One way to give yourself a better chance of surviving as a new business is to start as a franchise instead of a brand new business. There are a couple of reasons why this is a good option. First of all, the franchise will teach you how to run their system. They already have a proven track record that will get you started right.

Another great benefit of starting a franchise is you get brand recognition. No one has heard of Bills Best Burgers, but they have heard of McDonalds, Burger King, and a number of other franchises. With all the advertising the franchise does nationally you get immediate recognition when you open your store.

You dont have to just open a franchise in the food industry. You can also open them in just about any other industry you can think of. There are franchises in electronics, batteries, ink cartridges, clothing, and tons of other industries.

So there you have it. Do you start everything from scratch or do you start a franchise? One is definitely a more expensive option, but you will have a much better chance of long term success.

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Women Entrepreneurs Women Networking Organizations Bring Businesswomen Together In Many Different Ways.

Are women networking organizations the fastest growing trend in American business? This might be so. Including online networking groups, networking organizations focused on women are cropping up all over the country. It seems all women in business are spending their lunch time or after work hours at networking parties, connecting over wine or coffee, or sitting in front of the computer, typing messages to other business women. So, as a women entrepreneur or executive, you may be wondering: do I have to network?

You already are. Unless you are sitting in a cave, you are networking, whether that means meeting with clients, greeting business people you know when you are out and about, or calling a woman you know for advice on a business problem. But do you need to join a formal networking association? That depends on you and your needs. If you are very uncomfortable with chit chat or being in the middle of a group of people, and you find that you don’t need to formally network to advance your business, then you might not need an association. But if your business depends upon the continuous acquisition of new leads or learning new and better technology and business methods, then a networking association can be a valuable strategy for you.

Different female networking associations serve different needs. Here are a few:

Education: Some networking organizations feature speakers, workshops, and seminars on topics of interest to business women. There may or may not be a networking component at these events.

Contacts: These types of associations facilitate the exchange of information between women, putting you in touch with someone who you can help or who can help you. These can be very formal or quite informal. The speed-dating phenomenon has even touched here, with speed-networking events.

Escape: Some female networking organizations are simply places to get away from the business place, especially if that place is dominated by men. These events are usually strictly social and are a good opportunity to bond with other female entrepreneurs and executives.

Message Boards: With the proliferation of online networking sites that are developed specifically for women, the message board feature has become a popular place for women to vent, to advise, and to find someone with similar interests.

Project or Service: Service organizations founded by men for community projects or charitable projects have traditionally been potent networking groups as well. Many women have joined female service organizations to assist with humanitarian projects and have discovered the powerful networking function here as well.

Support: Women networking organizations have found a special niche with this function. To face the legendary barriers in the business world, women have developed support groups that also serve as an important networking location.

Whatever type of female networking association you decide to try, you should have some clear goals in mind. Knowing what you want to accomplish with your networking attempts will help you choose the women networking organization that will work best for you.

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Financial Infidelity What Is It

Although many are not familiar with the term financial infidelity, it has increasingly become a problem in many households across America. So what exactly is financial infidelity? Financial Infidelity occurs when one person in a committed relationship spends or hides money without disclosing it to their partner.

Like sexual infidelity, financial infidelity can destroy one’s marriage. Money problems are known to be one of the leading contributors to divorce. Financial infidelity happens to be at the top of the list of money problems that lead to divorce. Shockingly, Jennifer Brand, a family law specialist in Philadelphia, stated -I see more cases of divorce caused by financial infidelity than I do from sexual infidelity.-

So how many people out there are actually lying to their spouses about money? The numbers are surprisingly high. In a recent survey conducted by Harris Interactive, the following results were revealed:

Approximately 1 out of 3 people admit to lying to their partners about finances
One in Four people state that their partners have withheld financial information
Three out of Four people surveyed stated that they fight at least occasionally about money
One in Four adults believe that financial infidelity is worse than sexual infidelity
96% of the group surveyed reported that it is both partners’ responsibility to be completely honest about financial issues.

The results indicate that financial infidelity is a serious problem. As one can imagine, any form of dishonesty in a relationship can lead to serious trust issues. Those trust issues can ultimately break down the emotional connection needed to make a relationship last. The reality is that the effects of financial infidelity on a relationship are no different and oftentimes worse than sexual infidelity. If you are having a problem with being completely honest around your finances with your partner or are having problems getting over financial infidelity in your relationship, you should consider working with a financial therapist.

Nikiya Spence is a licensed psychotherapist, certified money coach, and speaker. Nikiya specializes in helping individuals and couples transform their relationship with money. Visit her website at www.solutionsoflife.com or call 770-638-7145 for a free 30-minute no obligation consultation.

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Buffalo Ny Franchise Consultant Paradigm Consulting For City Wide Franchise And Maintenance Franchis

Are you an entrepreneurial sales and management professional looking for a business franchise opportunity that will

-Provide repeat revenue through, automatically renewing contracts
-Allow you to offer services to nearly all businesses and commercial properties within a large, exclusive territory
-Capitalize on the growing business trend of outsourcing
-Allow you to spend your time growing your business, not performing daily operations yourself
-Allow you to offer a wide range of high-demand services, not just a select few
-Prove virtually recession proof
-Require very little equipment expense or inventory expense
-Be backed by a proven business model that has worked successfully since 1959

Professional Entrepreneurs want to align themselves with City Wide because we provide a proven franchise business model. City Wide offers a time-tested process that dramatically saves you,

the Entrepreneur, time to get you from zero to where you want to go as quickly and as smoothly as possible.

Paradigm Consulting and Puro Clean Franchise- Great Lakes franchise consultant Paradigm Consulting offers the Repair & Restoration franchise, Puro Clean franchise. PuroClean, a leader in

property emergency services, helps families and businesses overcome the devastating setbacks caused by water, fire, mold and other conditions resulting in property damage.

Our understanding and compassion during the recovery process has made us the provider of choice for insurance professionals and property owners throughout the United States and Canada.

We pledge to do whatever it takes to respond, restore and rescue properties in all of the communities we serve.

Imagine yourself in a career with unlimited potential for personal, professional and financial growth. PuroClean offers a unique opportunity to entrepreneurs who possess excellent interpersonal

skills and business experience.

Low Investment-High Margin Opportunity Our business model enables PuroClean Franchisees to:

-Enjoy financial freedom and independence
-Invest in your own future
-Create your own niche in an essential service business
-Set and follow your own vision for developing a successful business
-Build relationships in your community
-Access a vast network of ongoing training and support

The Repair & Restoration franchise Puro Clean franchise is doing well with Paradigm Consulting, a Great Lakes franchise consultant.

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Role of Management Education in Shaping Future Managers and Entrepreneurs

When we talk of management education, we are basically referring to shaping up the students, aimed towards developing their competency and capability either as a manager fit to join an organization and help it to grow or as entrepreneur, to establish and grow ones own business. This capability does not come from possessing a management diploma or degree, but also requires developing in the students the will and skill to contribute for self sustenance and nation building. Presently it is seen, that there is a wide gap existing between the type of management education imparted in MBA colleges and what is there in real life management in business organizations. In order to make management education more realistic and useful for the industry, certain key areas need to be identified. These could be:-

(a)Benchmarking quality management education to create an enduring quality managers and entrepreneurs.
(b)Bring in professionalism in management education.
(c)Adequacy of qualified and competent faculty members, proper infrastructure, support facilities and regular updating of curriculum.

Benchmarking Quality Management Education

Benchmarking with the top management colleges inspires an institute to produce quality managers. Management education needs to include knowledge, skills and abilities (KSA) that are needed today and that will be needed tomorrow by the industry. The mission of management education should be to become innovative and creative. The objectives of benchmarking should be to:-
Make own students employable in industry.
Moving the institute from academic mode to corporate mode. To achieve these objectives the agenda should be:- (a) To identify the industry expectations of the skill sets required of students. (b)To identify the areas of Total Quality Management (TQM) in management education. (c) To identify the changes required in teachers imparting management education.

Professionalism in MBA/PGDM Education

There are many reasons for the wide differences in the quality of management education in different institutes in India. The main reason is the absence of a body that can ensure that the standards set are practiced and retained by all management institutes, like AACSB in USA. We do have an apex body the All India Council for Technical Education (AICTE), that is responsible for setting the basic framework, guidelines and standards for quality of business education, there are however many problems when it comes implementation of these standard by MBA colleges and institutes and these problems undermine the effectiveness of these standards. In order install quality in management education in India, the AICTE and MBA colleges / universities in the country should focus on the following issues:-
Quality of faculty.
Infrastructure development.
Accountability of management institutes.
Values and ethics.
Role of professional bodies (AIMA, ISTD, etc).

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Preparing Resume With Clear Banking Objectives

Objective is nothing but the goal you have before achieving any task. When you are applying for any job, your aim will be to visualize yourself in good position in the future. When applying for any bank job, your resume objective must express to the recruiting bank officer about your aim to be working as the bank employee. You must prepare your resume in such a way that it must talk about your future career objective and it must explain to the employer how you are planning to fulfill these aims while benefiting the bank.

A Study about the Bank Profession:

The banking profession involves great responsibility because the banker has to handle financial transactions and must understand the reports which are prepared by the bank for all the transactions done. In this banking sector, one has to examine all the transactions made in his/her bank and must prepare a relevant report. Your resume for the banking job must highlight your knowledge in the field and must depict the list of details which will convince the recruiting officer to employ you. The bank profession has different positions; following are some preferred bank job responsibilities which a bank employee has to possess:

To create the financial portfolio, generate bank revenue reports, plan about bank schemes, know how to manage the banks profits, find methods for proper management, build a good relationship with the customer and customer care service, control and direct the retail banking resource and activities, discuss various business schemes with the clients and to settle the queries related to the function of the banks.

Important words to consider for banking objectives:

An objective statement in the resume is the first section which will be queried by the employer. Therefore, it is significant to include the words which describe your skills aptly. Below are such words which can enhance the quality of your objective statement and make your resume remarkable:

Self-motivated, positive thinker, enthusiastic, creative
Strong mathematical skill
Thorough knowledge of banking and finance
Logical approach and strong analytical skills

Going through many sample resumes will give an idea for preparing your resumes. There are many positions in this sector and you must alter your objective depending upon the position you are planning to apply.

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Entrepreneur Focus Is Your Key To Success

The strength of your entrepreneur focus will determine your success. Do you have a mental picture of what you want to reach? Are you set to do what it takes to achieve it?

The key to success is to start building an entrepreneur mind-set and develop the qualities that lead to entrepreneur success.

Drive and determination. Do you possess the necessary drive and determination? Do you normally push yourself forward until you have accomplished whatever you set out to do? Or do you need constant motivating?

If you know that you need to constantly motivate yourself then you need to find ways to do that on a daily basis. Time is too precious yet most people wait for another time before they achieve something, become a today person and set out your daily lists of action plans that you must complete that day. Spend a few minutes in the morning and picture your end goal, picture having the success that you are working for, and understand what you need to do today to become closer to your goals.

Belief. Do you believe that you will accomplish your goals? Or does your belief stray on a daily basis? We all live to our beliefs, whether they are empowering ones or negative ones. We become what we believe we are, and we live our lives according to our beliefs. By strengthening your core beliefs you will set yourself on a more positive course. Assess your beliefs and start to believe in yourself more. If you do not believe in yourself how can you expect someone else to believe in you? Focus your mind on positve thoughts and build your self-confidence. We build self-confidence by actually doing something that is in line with our beliefs. By knowing that your goals are in line with your beliefs and by taking constant daily action for their attainment you will automatically build your self-confidence.

Entrepreneur focus is building on your ambition, creating more drive and determination and moving your life forwards in line with your beliefs.

Starting an online business is just part of the story, you have to work on yourself so that you will be the person you need to be to be an entrepreneur success. Work on your personal goals, build your vision and every day move closer to the realisation of your goals. When you invest time and money in a new business you have to invest in yourself at the same time.

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Ultimate rewards and freebies on current bank accounts

I was in a bank last week waiting to pay in a cheque while the 3 cashiers attended the queue of about 10 people; so 20 minutes after looking around at all the usual 0 per cent credit card offers and low rate loans, I was surprised when the cashier asked me if I had one of their ‘new’ current accounts.

‘New’ I thought; I’d only started banking with them in the last 8 months, how could I have an old current account!? “Oh yes” said the cashier, “we have new current accounts that offer travel insurance, mobile phone insurance and motor breakdown cover.” I thought I was in a Churchill car insurance advert for a minute!

“Hhmmm, ‘new’ current account,” I thought – doesn’t this mean ‘monthly fee’ current account?? I like the way the current accounts that charge you on a monthly basis have all been named dramatically like the ‘Ultimate Reward’ or ‘Gold Rewards’ ‘Advantage’, ‘Premier’ etc, etc…But that’s all I like about them to be honest.

All the benefits or ‘Rewards’ for your monthly fee seem to include ‘* Exclusions apply’ even to things like travel insurance. ‘Worldwide annual multi-trip travel insurance for you and your family’ – read the leaflet; but then a huge ‘* Exclusions apply – please refer to the terms and conditions.’ So you have to trawl through the thousands of ‘T’s & C’s’ to make sure you don’t fall into any of the exclusions! Who honestly bothers to read absolutely everything?

I would guess that the level of insurance and motor breakdown cover you’d get with a current account doesn’t compare to the level of cover you’d receive if you bought the same mobile phone insurance, travel insurance, or motor breakdown cover as separate policies. But then again I might be wrong…

In any case I’m ceratinly not going to start paying for a banking service that I can get absolutely free without all the gimmicks of ‘freebies’ – You get nothing for free and that’s certainly the case here because you’re paying a monthly fee, so how can it be free?! One day I might take the time to actually read through all the insurance cover terms to see exactly what you get for your money I bet it’s not that much!

John Hogan writes for the UK’s firstMotoring Web Site. Motoring.co.uk finds you the best deals on new cars and offers free car valuations to help you sell your old car. The unique online search functionality will help you find the best new cars, and new car deals, in the UK Today. Visit motoring for a free car valuation today!

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Get Insurance For Adverse Financial Outcomes

In todays world people are very much familiar with the term insurance. Whether it is for life, health, vehicle, fire, disability or liability, insurance serves as financial tool for securing your life and property. It is a cover used for protecting you and your family from rising unexpected health expenses or certain life outcomes.

Simply we can say that insurance is used for managing the possible risks of future. It is an important part of your personal finance strategy. The money invested in insurance works like your emergency fund. It protects you from unforeseen circumstances for which you are not prepared. In this article, you will get to know why insurance is worth considering and how your financial needs are taken care by insurance policies.

Why insurance is taken?
It is important to understand that risk is a part of any persons life. Throughout your life you may face many kinds of risks such as financial losses, accidents, falling ill, etc. It is also necessary to know that risk increases as a person becomes old along with the increase in responsibilities. So, insurance is taken for such unexpected events and to maintain a good quality of life even while going through unforeseen adversities.

A rich person need not have insurance. Only the not so rich or poor need it to take care of his/her financial needs in unfavorable conditions. Insurance helps you to take care of the situations where large amount of funds may be required and it would be difficult or not possible to arrange money in that situation. So, in that condition, your financial needs are taken care by insurance.

Insurance is a security for your life and property
Every stage of your life needs insurance. Not taking insurance is like gambling with your savings. We believe that insurance is needed when income is low and financial needs are large, due to some negative outcomes. It is a good thing if you never have to en-cash insurance. Though insurance can take care of financial needs there will be still other non-financial negative outcomes that insurance cannot help.

With the help of insurance you can secure yourself and your family from unexpected and unfavorable conditions. Think practical and bear in mind that it is better to pay small premiums now than to pay huge amounts in future.

Plan to have adequate insurance
You should not take insurance as an investment tool, rather you must consider it as a personal financial tool that helps you to take care of your financial obligations and to maintain your familys living conditions, in the event of negative circumstances. A right kind of insurance with an adequate amount of coverage must be obtained. For this, you must evaluate your unique financial and family circumstances.

Having insurance is a way of protecting your quality of life and valuables. By this time you may have realized the importance of getting insurance to have financial peace even in unforeseen circumstances.

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Home Loans From Axis Bank

Home loans have become the need of those who are looking to buy a new property, and are struggling with arrangement of sufficient funds. As property prices rise every now and then, prospective home buyers often find it difficult to purchase a residential unit at their desired location. Here comes the role of a financial institution that cushions the falling aspirations of the prospective home buyers to own new residential units by providing them friendly home loans packed with attractive features and rates of interest.

While there are many financial institutions that offer home finance assistance to the prospective home buyers, the name that truly stands apart for its product and services is Axis bank.

Standing true to its tagline Badhti Ka Naam Zindagi, Axis Bank is known for the competitive interest rates as well as easy processing. The bank seems to have hit the ground running among prospective home buyers thanks to the investors faith and customer loyalty it enjoys.

Introduction to Axis Bank:

Having begun its operations in 1994, after the government of India allowed new private banks to be established, Axis Bank was promoted jointly by the Administrator of the specified undertaking of the Unit Trust of India (UTI – I), Life Insurance Corporation of India (LIC) and General Insurance Corporation of India (GIC) and other four PSU insurance companies, i.e. National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. Having its Registered Office at Ahmedabad and its Central Office at Mumbai, the bank has a very wide network of more than 1281 branches, with a network of over 7591 ATMs (as on 30th September, 2011) providing 24 hrs a day banking convenience to its customers. This is one of the largest ATM networks in the country. With a vision to be the preferred financial solutions provider excelling in customer delivery through insight, empowered employees and smart use of technology, the bank also boasts of having a strong foothold in both retail and corporate banking.

Axis Bank – Home Loans:

Among the products and services filing the Axis Bank basket, Home loan, or housing finance is something Axis Bank is prominent for. Understanding prospective home buyers concern for a reliable financial support in a time when property prices are galloping beyond affordability, Axis Bank offers to its customers robust support in their pursuit of arranging finances for their much envisaged dream projects, thus acting as a catalyst in the process of home acquisition.

Axis Bank offers competitive interest rates. The interest rates offered by Axis Bank are to the tune of 10.75%-11%-11.25%. With low Axis bank home loan interest rates, axis bank makes it easier for the people to own their desired home.

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Does Your Small Business Really Need A Server The Answer Is No.

As a network computer technician I’ve come to the choice that I don’t think my small business clients that employ between 2-10 people should even bother with installing what we might consider a regular server nowadays. It is overkill, expensive and a major source of problems if something goes wrong. So what do I recommend instead? I would recommend a file server with local and offline backup. What made me come to this decision? A number of real world issues, actually.

Too many computer consultants come from an environment where they were taught and schooled on how to maintain servers. To me this is the old way of doing things. Unless you are hosting your email in-house there isn’t the need for the old server.

Think about this…what services do you really want to provide that are mission critical for your clients? For my clients the most important need is a way to create and access files that are backed up on a regular basis. I have seen too many small businesses shut down for days on end because they put all of their trust in a old server and a tape backup system. Why are these servers and tapes such a problem?

Think about this for a second. If a piece of hardware fails in your server, chance are that you won’t be able to replace that broken or failing part with something you can buy locally. Often times you have to call the server manufacturer and wait patiently for them to ship you a replacement part, all the while your business is at a stand still.

And tapes for backing up data? Unless you have an enormous amount of data, backing up to multiple hard drives is faster. And these hard drives will be able to access that data in other computer while you get your server fixed.

Another solution I recommend is using a service such as Dropbox to backup files. I don’t completely rely on Dropbox, though. I prefer to have a physical backup of the client’s data at the site of their business and then use Dropbox as a way to get a backup off-site. If anything catastrophic were to happen to the small business, such as a fire of a flood, it is easier to get a computer up and running, re-attach it to Dropbox and the data is back and ready to be used.

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Famous Scottish Entrepreneurs

Invention and entrepreneurship are concepts that are synonymous with Scotland. Scotland has a long standing tradition of producing world renowned inventors and entrepreneurs. The invention of the steam engine, television and penicillin can all be attributed to Scottish inventors and in this article I would like to highlight some of the most famous Scottish entrepreneurs of recent years.

Arnold Clark

Sir Arnold Clark grew up in Glasgow and joined the RAF in 1944, aged 17. He rose quickly through the ranks eventually becoming a Corporal and a Motor Mechanics Instructor. Upon leaving the RAF, Clark began buying and selling cars, and opened his first showroom in 1954 in Glasgows Park Road. Arnold Clark Automobiles is now the largest car dealership in Scotland, with over 145 car dealerships throughout the UK.

Michelle Mone

Michelle Mone OBE is the co-owner of MJM International and creator of Ultimo. She grew up in Glasgow and began her corporate career with Labatt Brewers. She rose quickly through the company and was running the Sales and Marketing department by the time she was 20. In 1996, came up with the idea to create Ultimo after wearing an uncomfortable bra to a dinner dance. Today Ultimo is one of the UKs leading designer lingerie brands.

Sir David Murray

Sir David Murray was born in Ayr in 1954 and educated at Ayr Academy, Fettes College and Broughton high School. By the age of 23 Murray had set up the metal company, Murray International Metals Limited. The Murray Group has expanded to include a wide range of industries including property, call centres, venture capital and mining.

Sir Brian Souter

Sir Brian Souter is another famous Scottish entrepreneur. Sir Brian Souter started his working life as student bus conductor while studying at University. Upon finishing University, Sir Brian Souter began working with Arthur Andersen, a leading chartered accountancy firm. In 1980, using his fathers redundancy money, Sir Brian Souter established Stagecoach Group with his sister. Thirty years later Stagecoach is one the largest transport companies in the world with 13,000 buses, coaches, trains and trams, employing over 30,000 employees worldwide. Sir Brian Souter also founded Souter Investments and the Souter Charitable Trust.